Does Car Insurance Cover Battery Replacement?
No usually, no. Car insurance does not cover battery replacement for a dead battery. However, insurance might help pay for batteries damaged in accidents, or stolen batteries, depending on your policy...
View ArticleHomeowners Insurance Exclusions—What’s NOT in Your Policy?
Key Takeaways: Homeowners insurance can have exclusions that greatly impact on your coverage and your asset protection. Some exclusions may not be impactful, such as flood insurance when you live in a...
View ArticleDoes Homeowners Insurance Cover Dorm Rooms?
Generally, yes. Your homeowners insurance policy (HOP) will cover many of your child’s belongings while they’re away at college, as long as they’re living on campus. It will not cover them in...
View ArticleDoes Car Insurance Cover Natural Disasters?
Key Takeaways: Weather-related events are causing more and more damage, but your auto insurance policy may not provide adequate coverage to repair or replace your car. Comprehensive coverage covers...
View ArticleHow Does Family History Affect Your Life Insurance Premiums?
Life insurance can serve several roles in your financial plans. For most people, it’s a reliable way to create an instant estate for their loved ones, should disaster strike. Depending on the type of...
View ArticleOpen Enrollment 2024 – All You Need to Know
Key Takeaways: Get ready for Healthcare Open Enrollment 2024! Read our comprehensive guide, and get detailed insights on the Medicare, ACA, and Marketplace open enrollment periods. Know the open...
View ArticleThe Average Cost of Life Insurance – What You Need to Know
As of November 2023, the average cost of life insurance is $23 per month for a 10-year contract that supplies a death benefit of $250,000, per MoneyGeek.com. That price is for a young, healthy adult...
View ArticleHow to Deal with an Insurance Adjuster
Key Takeaways: Insurance adjusters for homes and vehicles have different types of expertise but are basically responsible for the same thing — valuating your property’s damage and issuing compensation...
View ArticleFinding the Best Car Insurance for Seniors
The best car insurance for seniors will vary from state-to-state and from one individual driver to the next.That’s because we all have unique needs, vehicles and driving histories. Whether you’re...
View ArticleWhy Did My Car Insurance Go Up?
Key Takeaways: Car insurance costs can be impacted by a variety of factors both personal and ‘big picture.’ Determine if your premium increase is due to your personal changes in circumstances, e.g.,...
View ArticleDomestic Partner Health Insurance Explained
Legislation surrounding civil unions, same-sex marriages, domestic partnership, and health insurance change often. Laws vary from state to state and can be altered at any time. At Einsurance.com, we...
View ArticleCar Insurance Fraud – All You Need to Know + 12 Strategies to Stay Safe
Key Takeaways: Car insurance fraud can be as simple as exaggerating the number of miles you drive when applying for coverage to criminal activity, like staged accidents or fraudulent medical claims....
View ArticleThe Difference Between Bodily Injury and Medical Payment Auto Insurance Coverage
Key Takeaways: Bodily Injury Liability serves as your financial protection if you cause an accident that results in injury to another individual. Bodily Injury insurance coverage goes beyond...
View ArticleDoes Homeowners Insurance Cover Hail Damage?
Usually, yes. Homeowners insurance will often cover hail damage. There are instances when your insurer may refuse to cover hail damage. For instance, if hail is excluded on your policy, or if your home...
View ArticleWhat is The Penalty for Driving Without Insurance
Key Takeaways: In today’s fast-paced world, driving has become an essential part of our daily lives. Whether it’s commuting to work, running errands, or embarking on road trips, the convenience of...
View ArticleWhat’s the Difference Between Home Insurance and a Home Warranty?
Home insurance and home warranties are not the same. Each provides different protections, and some homeowners feel more comfortable if they have both types of policies. This article aims to explain the...
View ArticleHow to Cancel a Life Insurance Policy
For many Americans, life insurance is a staple in their financial plans. Still, life situations change, and economic changes happen around us all the time. Suddenly, you find yourself asking, “How do I...
View ArticleNo Down Payment Car Insurance – What You Need to Know
Key Takeaways: No down payment car insurance, or 0 down car insurance, is a great way to get started with car insurance without paying the hefty, full annual or semi-annual premium. Students, new...
View ArticleDo Permit Drivers Need Insurance?
Key Takeaways: All states require young people to acquire a learner’s permit when learning to drive. Depending on your state’s requirements, a permit can be obtained anywhere from 14 years of age to 16...
View ArticleHomeowners Insurance Endorsements – All You Need to Know
Homeowner’s insurance endorsements are extra coverages you can buy to protect yourself, financially. Not every consumer needs endorsements. But some do, and it’s our goal at Einsurance.com to make sure...
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